The Ascot Personal Accident team insures individuals and groups, sports professionals, pilots, passengers, ship’s crew, and employees across a number of occupations for a multitude of risks.

We are able to write a variety of Personal Accident and Health policies on a worldwide scale and can provide lead terms or capacity as a following market. Perils covered include Accidental Death and Dismemberment, Permanent Total Disablement, Temporary Total Disablement, and Sports Disability, written on both a direct and reinsurance basis. We are also able to support Delegated Underwriting facilities.

Key products include:


  • General Personal Accident – Accidental Death & Dismemberment, Permanent Total Disablement and Temporary Total Disablement through accident only, or accident and sickness for groups and individuals.
  • Aviation PA – covering crew and passengers on board fixed or rotor wing aircraft. We can provide flight risk only or 24 hour cover. We are also able to provide Loss of Licence coverage for pilots on a permanent and temporary basis.
  • Sports Disability – Permanent/Temporary Disablement coverage for professional sports players/teams through accident only, or accident and sickness.
  • Medical Expenses – MedEx due to accident only, or accident and sickness incidental to Personal Accident policies.